vantex capital group

Hard Money Lender

$500,000,000+ Funded since 2003
we offer hard money loans throughout Riverside county including the following major cities:
  • Riverside
  • Moreno Valley
  • Corona
  • Murrieta
  • Temecula
  • Jurupa Valley
  • Menifee
  • Indio
  • Hemet
  • Perris
  • Lake Elsinore
  • Eastvale
  • Cathedral City
  • Palm Desert
  • Beaumont
  • Palm Springs
  • San Jacinto
  • Coachella
  • La Quinta
  • Banning
  • Wildomar
  • Desert Hot Springs
  • Norco
  • Blythe
  • Rancho Mirage
  • Calimesa
  • Indian Wells
  • Canyon Lake

Lending in Riverside Since 2003

Vantex Capital Group is a Riverside hard money lender that offers hard money lending solutions to borrowers who are looking for quick and reliable hard money real estate loan options. We provide private money loans throughout  Riverside County, California on residential and commercial property types.

Our corporate headquarters is based in Carlsbad, CA, so naturally we love lending in throughout California. We have helped many of Riverside County real estate owners with their hard money lending projects.  

Why we love lending in
Riverside, California

Riverside County is the 4th largest county in California and the 10th largest in the Country. There are many  cultural attractions such as the Riverside Metropolitan Museum, the Riverside Art Museum and the March Field Air Museum. The county is also well know for  the internationally acclaimed Coachella Valley Music and Arts Festival

Riverside County is home to many Nationally Protected Areas including the Coachella Valley National Wildlife Refuge, the Dos Palmas Reserve and the Santa Rosa and San Jacinto Mountains National Monument.  

Riverside Hard Money Lender

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The Vantex EDGE

In 2014, Vantex Capital Group formed the Vantex Mortgage Fund, LLC, a well capitalized direct hard money portfolio lender.  In addition to managing our own investment fund, we have have a deep pool of private capital sources. While many “lenders” are in reality brokers that need to search for a direct lender or recruit investors to fund a loan, we have funds on hand waiting to be deployed. Our investment Fund enables us to make all lending decisions, perform all underwriting, draw loan documents and fund your Riverside hard money loan in-house.

Because we lend from our own proprietary in house Fund, we can typically give you an answer on your Riverside hard money loan request the same day and close your hard money loan quickly and efficiently, usually  1-2 weeks for residential loans and 2-4 weeks for commercial loans!

We look forward to working with you on your Riverside Hard Money Loan.

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Riverside Hard Money Loan Parameters

Our Riverside hard money loan terms are customized for each and every loan that we close. The following ranges are average for hard money loans that we have closed in Riversdie County, California. We will make exceptions to these parameters based on the strength of the loan application. All terms below are for business purpose hard money loans only (loan that are not for personal, family or household purposes). We will consider consumer hard money loans on investment properties in Riverside County – contact us for more information. 

logo-small just circle Riverside Hard Money Guidelines
Rate Range 7.99%-9.99% +/- 1st Liens
8.99%-11.99% +/- 2nd Liens
Max LTV 75% Purchase 1st
65% Refinance 1st
60% Refinance 2nd
60% Commercial
Loan Term Up to 10 years
Loan Size $50k to $25mm
Credit Score No Minimum
Closing Time Residential: 1-2 weeks
Commercial: 2-3 weeks
We have many options for hard money loans

Property Types

We offer hard money loans for purchase, refinance, cash out, rehab and construction on the following types of real estate in Riverside County, California 

Single Family

All types of residential income properties including SFRs, townhouses, condos and 2-4 units.

Special Use

Special use properties such as Churchs, Hospitality, adult care SFRs, etc...


Residential apartment complexes of any size including high rise and studio apartent


All commercial property types including industrial, office, retail, mixed use and assisted living.


All types of Automotive properties including gas stations, auto repair and auto dealerships.

Entitled Lots

Entitled land and lots. We will consider construction, and broken priority projects.

Funded hard money Loans in Riverside County

Here is a small sample of actual Riverside County, California  hard money loans that we have funded.

San Bernardino Hard Money
Palm Springs, California
  • 60% LTV
  • Cash Out Refinance
  • 5 unit apartment complex
  • Working capital
  • 1st Trust Deed
Hard Money 2nd mortgage is Romoland, California
Romoland , California
  • 60% LTV
  • Cash Out Refinance
  • SFR
  • Investment Property
  • 2nd Trust Deed
Hard money 1st mortgage on an SFR in Perris California
Perris, California
  • 55% LTV
  • Cash Out Refinance
  • SFR
  • Purchase other property
  • 1st Trust Deed
Hard money 1st mortgage on an SFR in Menifee California
Menifee, California
  • 65% LTV
  • Purchase
  • SFR
  • Owner Occupied
  • 1st Trust Deed
Commercial hard money loan in Palm Springs California
Palm Springs, California
  • 45% LTV
  • Cash out Refinance
  • Commercial – Industrial
  • Investment Property
  • 1st Trust Deed
Commercial hard money loan in San Jacinto California
San jacinto, California
  • 50% LTV
  • Cash Out Refinance
  • Commercial – Retail
  • Investment
  • 1st Trust Deed
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