vantex capital group

San Bernardino
Hard Money Lender

$500,000,000+ Funded since 2003
we offer San Bernardino Hard Money loans throughout san Bernardino county including the following major cities:
  • San Bernardino
  • Fontana
  • Ontario
  • Rancho Cucamonga
  • Victorville
  • Rialto
  • Hesperia
  • Chino
  • Chino Hills
  • Upland
  • Apple Valley
  • Redlands
  • Highland
  • Colton
  • Twenty-Nina Palms
  • Yucaipa
  • Montclair
  • Adelanto
  • Loma Linda
  • Barstow
  • Yucca Valley
  • Grand Terrace
  • Big Bear Lake
  • Needles

Lending in San Bernardino Since 2003

Vantex Capital Group is a San Bernardino hard money lender that provides customized hard money lending solutions to borrowers who are seeking quick and dependable hard money real estate loan options. We provide private money loans throughout  San Bernardino County, California on residential and commercial property types.

Our corporate headquarters is based in Carlsbad, CA, so naturally we love lending in anywhere in California. We have helped many of San Bernardino real estate owners with their hard money lending needs.  

Why we love lending in san Bernardino county
San Bernardino, the 5th largest county in California, is part of the Inland Empire. San Bernardino County is the largest Contiguous county in the united states, and more than 80% of the County’s land is owned by the Federal Government. It includes nationally protected areas including Death Valley National Park, Joshua Tree National Park, Mohave National Preserve and the San Bernardino National Forest.

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The Vantex EDGE

In 2014, Vantex Capital Group formed the Vantex Mortgage Fund, LLC, a well capitalized direct hard money portfolio lender.  In addition to managing our own investment fund, we have have a deep pool of private capital sources. While many “lenders” are in reality brokers that need to search for a direct lender or recruit investors to fund a loan, we have funds on hand waiting to be deployed. Our investment Fund enables us to make all lending decisions, perform all underwriting, draw loan documents and fund your San Bernardino hard money loan in-house.

Because we lend from our own proprietary in house Fund, we can typically give you an answer on your San Bernardino hard money loan request the same day and close your hard money loan quickly and efficiently, usually  1-2 weeks for residential loans and 2-4 weeks for commercial loans!

We look forward to working with you on your San Bernardino Hard Money Loan.

Complete the Form or Call Us for San Bernardino Hard Money 800-926-8002
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San Bernardino Hard Money Loan Parameters

Our San Bernardino hard money loan terms are customized for each and every loan that we close. The following ranges are average for hard money loans that we have closed in San Bernardino County, California. We will make exceptions to these parameters based on the strength of the loan application. All terms below are for business purpose hard money loans only (loan that are not for personal, family or household purposes). We will consider consumer hard money loans on investment properties in San Bernardino County – contact us for more information. 

logo-small just circle San Bernardino Hard Money Guidelines
Rate Range 7.99%-9.99% +/- 1st Liens
8.99%-11.99% +/- 2nd Liens
Max LTV 75% Purchase 1st
65% Refinance 1st
60% Refinance 2nd
60% Commercial
Loan Term Up to 10 years
Loan Size $50k to $25mm
Credit Score No Minimum
Closing Time Residential: 1-2 weeks
Commercial: 2-3 weeks
Hard Money lending on broken construction projects in San Bernardino California
We have many options for hard money loans

Property Types

We offer hard money loans for purchase, refinance, cash out, rehab and construction on the following types of real estate in San Bernardino County, California 

Single Family

All types of residential income properties including SFRs, townhouses, condos and 2-4 units.

Special Use

Special use properties such as Churchs, Hospitality, adult care SFRs, etc...


Residential apartment complexes of any size including high rise and studio apartent


All commercial property types including industrial, office, retail, mixed use and assisted living.


All types of Automotive properties including gas stations, auto repair and auto dealerships.

Entitled Lots

Entitled land and lots. We will consider construction, and broken priority projects.

Funded hard money Loans in San Bernardino County

Here is a small sample of actual San Bernardino, California  hard money loans that we have funded.

San Bernardino, Ca
  • 60% LTV
  • Cash Out Refinance
  • SFR
  • Working Capital
  • 1st Trust Deed
Hard money loan on an SFR in Redlands, CA
Redlands , California
  • 52% LTV
  • Cash Out Refinance
  • SFR
  • Bridge Loan
  • 1st Trust Deed
Cash out hard money loan on small commercial building in Mentone CA
Mentone, California
  • 52% LTV
  • Cash Out Refinance
  • Small Commercial
  • Working Capital
  • 1st Trust Deed
Hesperia, California
  • 18% LTV
  • Cash Out Refinance
  • SFR
  • Finish Construction
  • 1st Trust Deed
Hard Money loan on 8 unit apartment complex in Hesperia, California
Hesperia, California
  • 55% LTV
  • Purchase
  • Multi Family  – 8 units
  • Investment Property
  • 1st Trust Deed
Hard Money loan on a townhome in Rancho Cucamonga California
Rancho Cucamonga
  • 10% LTV
  • Cash Out Refinance
  • Retail
  • Building Improvements
  • 1st Trust Deed
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