we offer hard money loans throughout Los Angeles county including the following major areas and largest cities:
- Antelope Valley
- San Fernando Valley
- San Gabriel Valley
- Santa Clarita Valley
- East Valley
- Metro LA
- West LA
- South LA
- South Bay
- Gateway Cities
- Los Angeles
- Long Beach
- Santa Clarita
- Glendale
- Lancaster
- Palmdale
- Pomona
- Torrance
- Pasadena
- El Monte
- Downey
- Inglewood
- West Covina
- Norwalk
- Burbank
- Compton
- South Gate
- Carson
- Santa Monica
- Whittier
Lending in Los Angeles Since 2003
Vantex Capital Group is a Los Angeles hard money lender that offers custom designed hard money lending programs to borrowers who are seeking fast and reliable hard money mortgage loan options. We provide private money loans throughout Los Angeles County, California on residential and commercial property types.
We are based in Carlsbad, CA, so naturally we love lending in Southern California. Our lending programs have helped hundreds of Los Angeles property owners with their hard money lending needs.
Why we love lending in Los Angeles County
Los Angeles County is made up of 88 different cities and is the most populous county in California as well as the US. According to the 2018 population figures, Los Angeles County has over 10 million residents, and the median household income as of 2018 is just over $68,000. Because of it’s wide diversity in demographic as well as religious beliefs, Los Angeles is known as a melting pot. Los Angeles is also home to some of the worlds greatest beaches & harbors, hiking trails and outdoor activities.
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The Vantex EDGE
In 2014, Vantex Capital Group formed the Vantex Mortgage Fund, LLC, a well capitalized direct Los Angeles hard money portfolio lender. In addition to managing our own investment fund, we have have a deep pool of private capital sources. While many “lenders” are in reality brokers that need to search for a direct lender or recruit investors to fund a loan, we have funds on hand waiting to be deployed. Our investment Fund enables us to make all lending decisions, perform all underwriting, draw loan documents and fund your Los Angeles hard money loan in-house.
Because we lend from our own proprietary in-house Fund, we can typically give you an answer on your Los Angeles hard money loan request the same day and close your hard money loan quickly and efficiently , usually 1-2 weeks for residential loans and 2-4 weeks for commercial loans!
We look forward to working with you on your Los Angeles Hard Money Loan.
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1-800-926-8002
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Los Angles Hard Money Loan Parameters
Our Los Angeles hard money loan terms are custom designed on each and every loan that we originate. These ranges are typical for our Los Angeles, California hard money loans however we will make exceptions to these parameters depending on the strength of the loan application. All guidelines below are for business purpose hard money loans only (loan that are not for personal, family or household purposes). We do offer consumer hard money loans on investment properties in Los Angeles County – contact us for additional information.
 | Los Angeles Hard Money Guidelines | Rate Range | 9.99%-11.99% +/- 1st Liens 10.99%-13.99% +/- 2nd Liens |
|---|---|
| Max LTV | 65% Purchase 1st 60% Refinance 1st 60% Refinance 2nd 60% Commercial |
| Loan Term | Up to 10 years |
| Loan Size | $50k to $25mm |
| Credit Score | No Minimum |
| Closing Time | Residential: 1-2 weeks Commercial: 2-4 weeks |
Property Types
We offer hard money loans for purchase, refinance, cash out, rehab and construction on the following types of real estate in Los Angeles County, California
Single Family
All types of residential income properties including SFRs, townhouses, condos and 2-4 units.
Special Use
Churches, Hospitality, Adult Care homes, Restaurants, Movie Theaters and all other special use type properties.
Apartments
Residential apartment complexes of any size including high rise, TICs, Mixed-Use and studio apartments.
Commercial
All types of commercial property types including industrial, office, retail, mixed use, warehouse and assisted living.
Auto
All types of Automotive properties including service stations, auto repair and auto dealerships.
Entitled Lots
Entitled land and lots. We will consider construction, and broken priority projects on a case by case basis
Funded Transactions in Los Angeles County
Here is a small sample of actual hard money loans that we have funded in Los Angeles County, California.
Los Angeles, California
- 55% LTV
- Cash Out Refinance
- Triplex
- Bridge Loan
- 1st Trust Deed
Los Angeles, California
- 65% LTV
- Purchase
- SFR
- Fix & Flip
- 1st Trust Deed
Redondo Beach, California
- 70% LTV
- Purchase
- SFR
- Fix & Flip
- 1st Trust Deed
Los Angeles, California
- 30% LTV
- Cash Out Refinance
- Apartment Complex
- Improvements
- 1st Trust Deed
Los angeles, California
- 57% LTV
- Cash Out Refinance
- Industrial
- Refinance
- 1st Trust Deed
Los Angeles, California
- 75% LTV
- Purchase
- 5 Unit Apartment Complex
- Bridge Loan
- 1st/2nd Trust Deeds