We offer Sacramento Hard Money loans throughout Sacramento County including the following Cities and Towns:
- Sacramento
- Elk Grove
- Roseville
- Citrus Heights
- Folsom
- Rancho Cordova
- Rocklin
- Woodland
- West Sacramento
- Antelope
- Lincoln
- South Sacramento
- Elverta
- Clay
- Herald
- Galt
- Isleton
- Hood
Lending in Sacramento Since 2003
Vantex Capital Group is a Sacramento hard money lender. We offer customized hard money lending solutions to borrowers who are looking for quick and reliable hard money real estate loan choices. We provide private money loans throughout Sacramento County, California on residential and commercial property types.
Our corporate headquarters is based in Carlsbad, CA, so naturally we love lending throughout the entire state of California! We have helped many Sacramento real estate owners with their hard money lending needs.
We love lending in Sacramento County California
Sacramento County was one of the first counties in California. With a population of over 1,500,000 it is the currently the 8th largest county in the State . The county is know for the three major waterways- the Sacramento, San Joaquin and American Rivers. Sacramento county is home to many interesting historical landmarks including the California State Capitol building, Sutter’s Fort and the Tower Bridge to name a few. Sacramento also has many Hiking and Biking trails such as the 28 mile long Jedediah Smith Memorial Trails and the culturally fascinating Gold Discovery Loop located in the Marshall Gold Discovery State Historic Park.
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The Vantex EDGE
In 2014, Vantex Capital Group created the Vantex Mortgage Fund, LLC, a well funded direct hard money portfolio lender. In addition to managing our own investment fund, we have have a deep pool of private capital sources. While many “lenders” are in reality brokers that need to search for a direct lender or recruit investors to fund a loan, we have funds on hand waiting to be deployed. Our investment Fund allows us to make all lending decisions, perform all underwriting, draw loan documents and fund your hard money loan in-house.
Because we lend from our own proprietary in house Fund, we can typically give you an answer on your Sacramento hard money loan request the same day and close your hard money loan quickly and efficiently, usually 1-2 weeks for residential loans and 2-4 weeks for commercial loans!
We look forward to working with you on your Sacramento Hard Money Loan.
Complete the form or call us for Sacramento Hard Money 800-926-8002
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Sacramento Hard Money Loan Parameters
Our Sacramento hard money loan terms are customized for every loan that we close. The following ranges are average for hard money loans that we have funded in Sacramento County, California. We will make exceptions to these parameters based on the strength of the loan application. All terms below are for business purpose hard money loans only (loan that are not for personal, family or household purposes). We will consider consumer hard money loans on investment properties in Sacramento County – contact us for more information.
 | Sacramento Hard Money Guidelines | Rate Range | 9.99%-11.99% +/- 1st Liens 10.99%-13.99% +/- 2nd Liens |
|---|---|
| Max LTV | 65% Purchase 1st 60% Refinance 1st 60% Refinance 2nd 60% Commercial |
| Loan Term | Up to 10 years |
| Loan Size | $50k to $25mm |
| Credit Score | No Minimum |
| Closing Time | Residential: 1-2 weeks Commercial: 2-3 weeks |
Property Types
We offer hard money loans for purchase, refinance, cash out, rehab and construction on the following types of real estate in Sacramento County, California
Single Family
All types of residential income properties including SFRs, townhouses, condos and 2-4 units.
Special Use
Special use properties such as Churchs, Hospitality, adult care SFRs, etc...
Apartments
Residential apartment complexes of any size including high rise and studio apartent
Commercial
All commercial property types including industrial, office, retail, mixed use and assisted living.
Automotive
All types of Automotive properties including gas stations, auto repair and auto dealerships.
Entitled Lots
Entitled land and lots. We will consider construction, and broken priority projects.
Closed hard money Loans in Sacramento County
Here is a small sample of actual Sacramento County, California hard money loans that we have funded.
Elk Grove, California
- 65% LTV
- Purchase
- SFR
- Long Term Rental
- 1st Trust Deed
Citrus Heights, California
- 65% LTV
- Purchase
- SFR
- Long Term Rental
- 1st Trust Deed
Sacramento, California
- 70% LTV
- Refinance
- SFR
- Fix and Flip
- 1st Trust Deed
Citrus Heights, California
- 46% LTV
- Cash Out Refinance
- SFR
- Business Use
- 1st Trust Deed
Sacramento, California
- 55% LTV
- Cash Out Refinance
- Retail – Commercial
- Working Capital
- 1st Trust Deed
Elk Grove, California
- 65% LTV
- Purchase
- SFR
- Long Term Rental
- 1st Trust Deed