Vantex Capital Group
Chula Vista
Hard Money Lender
$650,000,000+ funded since 2003
We are a hard money real estate lender. We lend in California only and do not offer personal loans.
we offer hard money loans throughout Chula Vista!
Lending in Chula Vista Since 2003
Vantex Capital Group is a Chula Vista hard money lender that offers custom designed hard money lending programs to borrowers who are seeking fast and reliable hard money mortgage loan options. We provide private money loans throughout Chula Vista, California on residential and commercial property types.
We are based in Carlsbad, CA, so naturally we love lending to our neighbors in Chula Vista! Our lending programs have helped tons of Chula Vista property owners with their hard money lending needs.
Why we love lending in Chula Vista
Chula Vista is the second-largest city in San Diego County, with a population of over 275,000 residents, and is one of the fastest-growing cities in Southern California. Chula Vista is known for its diverse communities, family-friendly neighborhoods, and strong economic development, the city continues to attract both homebuyers and investors looking for opportunity in the greater San Diego area. With scenic views of the bay, proximity to beaches and regional parks, and a commitment to smart urban planning, Chula Vista offers a balanced lifestyle with room for growth. Its blend of suburban comfort and metropolitan access makes it a rising star in Southern California real estate.
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The Vantex EDGE
In 2014, Vantex Capital Group formed the Vantex Mortgage Fund, LLC, a well capitalized direct Chula Vista hard money portfolio lender. In addition to managing our own investment fund, we have have a deep pool of private capital sources. While many “lenders” are in reality brokers that need to search for a direct lender or recruit investors to fund a loan, we have funds on hand waiting to be deployed. Our investment Fund enables us to make all lending decisions, perform all underwriting, draw loan documents and fund your Chula Vista hard money loan in-house.
Because we lend from our own proprietary in-house Fund, we can typically give you an answer on your Chula Vista hard money loan request the same day and close your hard money loan quickly and efficiently , usually 1 week +/- for residential loans and 2 weeks +/- for commercial loans!
We look forward to working with you on your Chula Vista Hard Money Loan.
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1-800-926-8002
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Chula Vista Hard Money Loan Parameters
Our Chula Vista hard money loan terms are custom designed on each and every loan that we originate. These ranges are typical for our Chula Vista, hard money loans however we will make exceptions to these parameters depending on the strength of the loan application. All guidelines below are for business purpose hard money loans only (loan that are not for personal, family or household purposes). We do offer consumer hard money loans on investment properties in Chula Vista – contact us for additional information.
 | California Hard Money Guidelines* | Rates | Starting at 8.99% |
|---|---|
| LTV | Residential to 65% Commercial to 60% Expanded LTVs to 75% |
| Loan Term | Up to 2 years - interest only Up to 10 years - Partially/Fully amortized |
| Loan Size | $50k to $25mm |
| Credit Score | No Minimum |
| Closing Time | Residential: 1 week +/- Commercial: 2 weeks +/- |
Property Types
We offer hard money loans for purchase, refinance, cash out, rehab and construction on the following types of real estate in Chula Vista, California
Single Family
All types of residential income properties including SFRs, townhouses, condos and 2-4 units.
Special Use
Churches, Hospitality, Adult Care homes, Restaurants, Movie Theaters and all other special use type properties.
Apartments
Residential apartment complexes of any size including high rise, TICs, Mixed-Use and studio apartments.
Commercial
All types of commercial property types including industrial, office, retail, mixed use, warehouse and assisted living.
Auto
All types of Automotive properties including service stations, auto repair and auto dealerships.
Entitled Lots
Entitled land and lots. We will consider construction, and broken priority projects on a case by case basis
Funded Transactions in Chula Vista
Here is a small sample of actual hard money loans that we have funded in Chula Vista, California.