Vantex Capital Group
Fremont
Hard Money Lender
$650,000,000+ funded since 2003
We are a hard money real estate lender. We lend in California only and do not offer personal loans.
we offer hard money loans throughout Fremont!
Lending in Fremont Since 2003
Vantex Capital Group is a Fremont hard money lender that offers custom designed hard money lending programs to borrowers who are seeking fast and reliable hard money mortgage loan options. We provide private money loans throughout Fremont, California on residential and commercial property types.
We are based in Carlsbad, CA, so naturally we love lending to our neighbors in the North! Our lending programs have helped tons of Fremont property owners with their hard money lending needs.
Why we love lending in Fremont
Fremont is one of the largest cities in the Bay Area, located in Alameda County, with a population of over 230,000 residents. Known for its top-rated schools, tech-driven economy, and family-friendly neighborhoods, Fremont is a key player in the Silicon Valley ecosystem. With a diverse and growing population, Fremont offers a mix of suburban comfort and urban accessibility, along with access to major employers, regional transit, and outdoor spaces like Mission Peak and Coyote Hills. As one of the most stable and sought-after real estate markets in Northern California, Fremont continues to attract homeowners and investors looking for long-term value and quality of life.
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The Vantex EDGE
In 2014, Vantex Capital Group formed the Vantex Mortgage Fund, LLC, a well capitalized direct Fremont hard money portfolio lender. In addition to managing our own investment fund, we have have a deep pool of private capital sources. While many “lenders” are in reality brokers that need to search for a direct lender or recruit investors to fund a loan, we have funds on hand waiting to be deployed. Our investment Fund enables us to make all lending decisions, perform all underwriting, draw loan documents and fund your Fremont hard money loan in-house.
Because we lend from our own proprietary in-house Fund, we can typically give you an answer on your Fremont hard money loan request the same day and close your hard money loan quickly and efficiently , usually 1 week +/- for residential loans and 2 weeks +/- for commercial loans!
We look forward to working with you on your Fremont Hard Money Loan.
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1-800-926-8002
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Fremont Hard Money Loan Parameters
Our Fremont hard money loan terms are custom designed on each and every loan that we originate. These ranges are typical for our Fremont hard money loans however we will make exceptions to these parameters depending on the strength of the loan application. All guidelines below are for business purpose hard money loans only (loan that are not for personal, family or household purposes). We do offer consumer hard money loans on investment properties in Fremont – contact us for additional information.
 | California Hard Money Guidelines* | Rates | Starting at 8.99% |
|---|---|
| LTV | Residential to 65% Commercial to 60% Expanded LTVs to 75% |
| Loan Term | Up to 2 years - interest only Up to 10 years - Partially/Fully amortized |
| Loan Size | $50k to $25mm |
| Credit Score | No Minimum |
| Closing Time | Residential: 1 week +/- Commercial: 2 weeks +/- |
Property Types
We offer hard money loans for purchase, refinance, cash out, rehab and construction on the following types of real estate in Fremont, California
Single Family
All types of residential income properties including SFRs, townhouses, condos and 2-4 units.
Special Use
Churches, Hospitality, Adult Care homes, Restaurants, Movie Theaters and all other special use type properties.
Apartments
Residential apartment complexes of any size including high rise, TICs, Mixed-Use and studio apartments.
Commercial
All types of commercial property types including industrial, office, retail, mixed use, warehouse and assisted living.
Auto
All types of Automotive properties including service stations, auto repair and auto dealerships.
Entitled Lots
Entitled land and lots. We will consider construction, and broken priority projects on a case by case basis
Funded Transactions in Fremont
Here is a small sample of actual hard money loans that we have funded in Fremont, California