About Walter Payne - President and Founder

Welcome to Vantex Capital Group!

Walter Payne is a seasoned veteran in the real estate financing sector, bringing over 40 years of specialized expertise to the table. His extensive career in the mortgage industry began in the late 1970s, where he first honed his skills originating hard money loans.

Driven by a passion to help investors overcome the rigid barriers of traditional banking, Walter officially founded Vantex Mortgage Group in January 2003. He recognized that many capable borrowers were being unfairly denied by conventional lenders, so he built a firm with a more practical, asset-based approach. Under Walter’s leadership, the company looks past standard red tape; loan approvals are primarily driven by the amount of equity secured in the property and the borrower’s realistic ability to maintain monthly payments.

Elevating the Lending Experience A major milestone in Walter’s career occurred in 2014 when he launched the Vantex Mortgage Fund, LLC. By establishing a proprietary, in-house capital fund, Walter transformed Vantex into a premier direct lender. This strategic move eliminated the need to rely on outside investors or third-party approvals. Because the Fund handles all underwriting and purchasing decisions internally, Walter’s team can act with unmatched agility—routinely delivering same-day loan approvals and facilitating incredibly swift, efficient closings.

“Feel free to reach out and contact me anytime to discuss how we can fund your success.”

Walter Payne

President & Founder

President, Vantex Mortgage Group, Inc
Walter Payne
President & Founder

walter@vantexmortgage.com
direct phone: 800-926-8002 x 101

CA DRE# 01375991
NMLS#245765

Dollars Funded
$ 0 M+
Trusted Clients
0 +
Years in Business
0

Why Choose Us

At Vantex Capital Group, our core specialty is hard money mortgage lending. We are deeply committed to delivering exceptional customer care, which means we prioritize your time. In most cases, we can provide a definitive answer regarding your hard money loan on the very first phone call.

Our compensation is directly tied to our success: we do not collect any fees unless your loan successfully closes. This means our goals are perfectly aligned with yours—to underwrite and fund your project as swiftly and smoothly as possible. Conversely, if your request falls outside our lending parameters, we will be upfront and let you know immediately so you can explore other options.

Readily Available Capital

We maintain our own internal discretionary funds, which empowers us to bypass traditional red tape and execute your loan quickly.

Veteran Loan Specialists

You are in highly capable hands. The professionals managing your loan have an average of 20 years of hands-on industry experience.

Decades of Leadership

Our President brings unparalleled insight to the table, boasting more than 40 years of dedicated experience within the hard money lending sector.

Tailored Financing Solutions

We recognize that no two deals are exactly alike, so we carefully structure and customize our lending products to align perfectly with your project's specific requirements.

Rapid Pre-Approvals

We operate with urgency, typically processing and approving your loan applications on the exact same day you reach out to us.

Expedited Funding

Because the majority of our deals are funded entirely in-house with our own capital, we are able to guarantee exceptionally fast closing timelines.

Get in Touch with Vantex Capital Group
California’s Premier Direct Hard Money Lenders

Thriving in California’s competitive real estate market requires speed and flexibility. Conventional banking institutions are notoriously slow, which can often cause investors to miss out on lucrative opportunities. Whether you are tackling a residential house flip or developing a commercial property from the ground up, your funding needs to keep pace with the industry. At Vantex Capital Group, we eliminate the frustrating bureaucracy of traditional loans by utilizing our own in-house capital. This allows us to equip real estate professionals across the Golden State with the rapid financial backing required to secure winning bids and boost their bottom line.

Never let a delayed bank approval ruin a promising property purchase again. When you team up with our robustly funded, direct lending experts, you will have the assurance to submit aggressive, quick offers, fully confident that your capital is standing by to deploy precisely when you need it.

Empower your real estate strategy and take charge of your next project. Contact our specialists now or complete our simple online form to receive a decision on your California hard money loan within the exact same day!

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