Vantex Capital Group

Los Angeles
Hard Money Lender

$500,000,000+ funded since 2003
We provide hard money loans throughout Los Angeles County California
we offer hard money loans throughout Los Angeles county including the following major areas and largest cities:
  • Antelope Valley
  • San Fernando Valley
  • San Gabriel Valley
  • Santa Clarita Valley
  • East Valley
  • Metro LA
  • West LA
  • South LA
  • South Bay
  • Gateway Cities
  • Los Angeles
  • Long Beach
  • Santa Clarita
  •  Glendale
  • Lancaster
  • Palmdale
  • Pomona
  • Torrance
  • Pasadena
  • El Monte
  • Downey
  • Inglewood
  • West Covina
  • Norwalk
  • Burbank
  • Compton
  • South Gate
  • Carson
  • Santa Monica
  • Whittier

Lending in Los Angeles Since 2003

Vantex Capital Group is a Los Angeles hard money lender that offers custom designed hard money lending programs to borrowers who are seeking fast and reliable hard money mortgage loan options. We provide private money loans throughout  Los Angeles County, California on residential and commercial property types.

We are based in Carlsbad, CA, so naturally we love lending in Southern California. Our lending programs have helped hundreds of Los Angeles property owners with their hard money lending needs.  

Why we love lending in Los Angeles county

Los Angeles County is made up of 88 different cities and is the most populous county in California as well as the US. According to the 2018 population figures,  Los Angeles County has over 10 million residents, and the median household income as of 2018 is just over $68,000. Because of it’s wide diversity in demographic as well as religious beliefs, Los Angeles is known as a melting pot. Los Angeles is also home to some of the worlds greatest beaches & harbors, hiking trails and outdoor activities.

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The Vantex EDGE

In 2014, Vantex Capital Group formed the Vantex Mortgage Fund, LLC, a well capitalized direct Los Angeles hard money portfolio lender.  In addition to managing our own investment fund, we have have a deep pool of private capital sources. While many “lenders” are in reality brokers that need to search for a direct lender or recruit investors to fund a loan, we have funds on hand waiting to be deployed. Our investment Fund enables us to make all lending decisions, perform all underwriting, draw loan documents and fund your Los Angeles hard money loan in-house.

Because we lend from our own proprietary in-house Fund, we can typically give you an answer on your Los Angeles hard money loan request the same day and close your hard money loan quickly and efficiently , usually 1-2 weeks for residential loans and 2-4 weeks for commercial loans!

We look forward to working with you on your Los Angeles Hard Money Loan.

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We offer many options for Los Angeles Hard Money Loans
$ 0 M+
Dollars Funded
0 +
Trusted Clients
Years in Business

Los Angles Hard Money Loan Parameters

Our Los Angeles hard money loan terms are custom designed on each and every loan that we originate. These ranges are typical for our Los Angeles, California hard money loans however we will make exceptions to these parameters depending on the strength of the loan application. All guidelines below are for business purpose hard money loans only (loan that are not for personal, family or household purposes). We do offer consumer hard money loans on investment properties in Los Angeles County – contact us for additional information.

logo-small just circle Los Angeles Hard Money Guidelines
Rate Range 7.99%-9.99% +/- 1st Liens
8.99%-11.99% +/- 2nd Liens
Max LTV 75% Purchase 1st
65% Refinance 1st
60% Refinance 2nd
60% Commercial
Loan Term Up to 10 years
Loan Size $50k to $25mm
Credit Score No Minimum
Closing Time Residential: 1-2 weeks
Commercial: 2-4 weeks
We will take the time to give you all your options regarding our Los Angeles hard money loan programs
We offer Los Angeles Hard Money loans with no income or asset verification

Property Types

We offer hard money loans for purchase, refinance, cash out, rehab and construction on the following types of real estate in Los Angeles County, California 

Single Family

All types of residential income properties including SFRs, townhouses, condos and 2-4 units.

Special Use

Churches, Hospitality, Adult Care homes, Restaurants, Movie Theaters and all other special use type properties.


Residential apartment complexes of any size including high rise, TICs, Mixed-Use and studio apartments.


All types of commercial property types including industrial, office, retail, mixed use, warehouse and assisted living.


All types of Automotive properties including service stations, auto repair and auto dealerships.

Entitled Lots

Entitled land and lots. We will consider construction, and broken priority projects on a case by case basis

Funded Transactions in Los Angeles County

Here is a small sample of actual hard money loans that we have funded in Los Angeles County, California. 

Hard Money Loan on a triplex in Los Angeles California
Los Angeles, California
  • 55% LTV
  • Cash Out Refinance
  • Triplex
  • Bridge Loan
  • 1st Trust Deed
Hard Money loan on a single family residence in Los Angeles California
Los Angeles, California
  • 65% LTV
  • Purchase
  • SFR
  • Fix & Flip
  • 1st Trust Deed
Hard Money loan on a single family residence in Redondo Beach California
Redondo Beach, California
  • 70% LTV
  • Purchase
  • SFR
  • Fix & Flip
  • 1st Trust Deed
Los Angles hard money loan on an apartment complex in Los Angeles, California
Los Angeles, California
  • 30% LTV
  • Cash Out Refinance
  • Apartment Complex
  • Improvements
  • 1st Trust Deed
Los Angeles Hard Money Loan on an industrial building
Los angeles, California
  • 57% LTV
  • Cash Out Refinance
  • Industrial
  • Refinance
  • 1st Trust Deed
Los Angeles hard money loan on an apartment complex
Los Angeles, California
  • 75% LTV
  • Purchase
  • 5 Unit Apartment Complex
  • Bridge Loan
  • 1st/2nd Trust Deeds
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