Vantex Capital Group
San Francisco
Hard Money Lender
$650,000,000+ funded since 2003
We are a hard money real estate lender. We lend in California only and do not offer personal loans.
we offer hard money loans throughout San Francisco county!
Lending in San Francisco Since 2003
Vantex Capital Group is a San Francisco hard money lender that offers custom designed hard money lending programs to borrowers who are seeking fast and reliable hard money mortgage loan options. We provide private money loans throughout San Francisco County, California on residential and commercial property types.
We are based in Carlsbad, CA, so naturally we love lending to our neighbors in the North! Our lending programs have helped hundreds of San Francisco property owners with their hard money lending needs.
Why we love lending in San Francisco County
San Francisco is one of the most iconic cities in California and a major economic hub of the Bay Area. With a population of over 800,000 and a metro area exceeding 7 million, it’s known for its vibrant culture, historic neighborhoods, and diverse communities. The median household income in San Francisco is among the highest in the country, reflecting the city’s strong ties to the tech and finance sectors. From the Golden Gate Bridge to world-class dining, waterfront parks, and surrounding wine country, San Francisco offers a unique blend of urban energy and natural beauty making it one of the most desirable places to live and invest in real estate.
Industry Professionals Join our mailing list Here
The Vantex EDGE
In 2014, Vantex Capital Group formed the Vantex Mortgage Fund, LLC, a well capitalized direct San Francisco hard money portfolio lender. In addition to managing our own investment fund, we have have a deep pool of private capital sources. While many “lenders” are in reality brokers that need to search for a direct lender or recruit investors to fund a loan, we have funds on hand waiting to be deployed. Our investment Fund enables us to make all lending decisions, perform all underwriting, draw loan documents and fund your San Francisco hard money loan in-house.
Because we lend from our own proprietary in-house Fund, we can typically give you an answer on your San Francisco hard money loan request the same day and close your hard money loan quickly and efficiently , usually 1 week +/- for residential loans and 2 weeks +/- for commercial loans!
We look forward to working with you on your San Francisco Hard Money Loan.
Complete the form or call us
1-800-926-8002
We will never publish, rent or sell your contact information
San Francisco Hard Money Loan Parameters
Our San Francisco hard money loan terms are custom designed on each and every loan that we originate. These ranges are typical for our San Francisco, hard money loans however we will make exceptions to these parameters depending on the strength of the loan application. All guidelines below are for business purpose hard money loans only (loan that are not for personal, family or household purposes). We do offer consumer hard money loans on investment properties in San Francisco County – contact us for additional information.
 | California Hard Money Guidelines* | Rates | Starting at 8.99% |
|---|---|
| LTV | Residential to 65% Commercial to 60% Expanded LTVs to 75% |
| Loan Term | Up to 2 years - interest only Up to 10 years - Partially/Fully amortized |
| Loan Size | $50k to $25mm |
| Credit Score | No Minimum |
| Closing Time | Residential: 1 week +/- Commercial: 2 weeks +/- |
Property Types
We offer hard money loans for purchase, refinance, cash out, rehab and construction on the following types of real estate in San Francisco County, California
Single Family
All types of residential income properties including SFRs, townhouses, condos and 2-4 units.
Special Use
Churches, Hospitality, Adult Care homes, Restaurants, Movie Theaters and all other special use type properties.
Apartments
Residential apartment complexes of any size including high rise, TICs, Mixed-Use and studio apartments.
Commercial
All types of commercial property types including industrial, office, retail, mixed use, warehouse and assisted living.
Auto
All types of Automotive properties including service stations, auto repair and auto dealerships.
Entitled Lots
Entitled land and lots. We will consider construction, and broken priority projects on a case by case basis