About Us

$650,000,000+ funded since 2003!

Founded in 2003, Vantex Capital Group is a premier private money lender providing customized hard money loans for residential, commercial, and fix-and-flip properties. Using our proprietary in-house fund, we eliminate the middleman to offer rapid underwriting, flexible approvals, and direct capital. We prioritize transparency and efficiency, delivering same-day decisions to secure your investments without delay.

Kit V.
10 out of 10 ! As a SoCal real estate pro, was incredibly impressed by the quick loan decision making, speed of execution, and simple transparent communications. Thank you Mike Z. and the Vantex team for making the funding so easy.
Narbik B.
I've known Vantex Capital Group for over 10 years, and I’ve had the pleasure of working with Walter Payne during that time. Walter is an absolute powerhouse—fast, reliable, and always delivers on his promises. When he says he’ll get something done, you can count on it. He and his team stand out from the rest of the mortgage brokers in the industry. I highly recommend Walter and his team at Vantex Capital Group!
Anthony G.
Mike Zweig was very easy to engage. Walked me through every step of the process. Kept me informed and made the experience completely painless while enabling a great sense of ease throughout the process. I would highly recommend working with Mike and his team at Vantex to assist with your financial needs.
L Kao
Easy to work with. No problems with contacting Vantex for questions, refinancing and loan extensions. However, the loan servicer FCI was very problematic and picky, so I had to document check payments via US post office postmark so they would credit properly. This loan was in probate. So the process could have been different than what other experienced.
Bonnie D.
Mike was so patient and calm to talk to. He explained everything so I could understand. I highly recommend him and his company!

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Presidents Message

Welcome to Vantex Capital Group!

My mortgage career began in the late 1970’s originating hard money mortgage loans. I formed Vantex Mortgage Group in January of 2003 to provide hard money loans for borrowers that could not qualify for conventional financing.  Unlike a traditional lender, our primary criteria is the amount equity in the subject property and the ability to make the monthly payments.  In 2014, I formed the Vantex Mortgage Fund, LLC. The Fund allows us to make all lending decisions in house for loans that the Fund will purchase. Because of this, we can typically approve your loan request the day you call and move towards a quick and efficient closing. 

It is my hope that you will give us the opportunity to originate your hard money real estate loan. I am personally involved in every hard money loan originated at Vantex Capital Group. I am always available to speak with your directly about your specific needs. Feel free to contact me anytime

Walter Payne

President & Founder

President, Vantex Mortgage Group, Inc
Walter Payne
President & Founder

walter@vantexmortgage.com
direct phone: 800-926-8002 x 101

CA DRE# 01375991
NMLS#245765

Dollars Funded
$ 0 M+
Trusted Clients
0 +
Years in Business
0

Why Choose Us

At Vantex Capital Group, hard money mortgage lending is our primary business.  We pride ourselves on excellent customer service. We can typically give you an answer on your hard money loan request the same day – usually on the initial phone call. Since we charge no fees unless we close your loan, it is in our best interest and yours for us to be able to underwrite and close your loan quickly and efficiently. Alternatively, If we cannot help you, you will know without delay.

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Discretionary funds

We have funds on hand to enable us to close your loan quickly and efficiently

Experience

Our President has been In the Hard Money Lending business for 40+ years

Same Day PreApproval

We can can typically approve your loan request the same day

Seasoned professionals

Our loan professionals have an average of 20 years experience

Customized Products

We customize your hard money loan to fit your needs

Quick Closings

Most of our loans are closed with our own funds, allowing for a quick closing

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Trusted Hard Money Lenders in California

Real estate success in California demands agility. Traditional banks move too slowly, often costing investors their most profitable deals. From residential fix-and-flips to ground-up commercial projects, you need capital that moves at the speed of the market. Because we lend our own proprietary funds directly, Vantex Capital Group completely bypasses the endless red tape of conventional financing. We provide Golden State real estate professionals with the immediate purchasing power needed to win competitive bids and maximize project profitability.

Don’t let a sluggish loan approval process kill your next acquisition. By partnering with a well-capitalized, direct lending team, you gain the confidence to make strong, fast offers knowing your funding is ready to deploy the moment you need it.

Take control of your next investment. Reach out to our team today or fill out our straightforward online application to get a same-day answer on your California private money loan!

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