vantex capital group

Santa Clara County Hard Money Lender

Santa Clara County Hard Money

$500,000,000+ funded since 2003
Santa Clara County Hard Money Lender

Vantex offers Santa Clara County Hard Money loans throughout Santa Clara county, California including the following major cities:

  • San Jose
  • Sunnyvale
  • Santa Clara
  • Mountain View
  • Milpitas
  • Cupertino
  • Mounte Sereno
  • Morgan Hill
  • Gilroy
  • Campbell
  • Morgan Hill
  • Saratoga
  • Los Gatos
  • Los Altos
  • Los Altos Hills
  • Saratoga
Santa Clara County Hard Money Lender
Santa Clara County Hard Money Lender

We have been Lending in Santa Clara Since 2003

Vantex Capital Group is a  Santa Clara County, California hard money lender that delivers customized hard money loans to borrowers who are seeking quick and reliable hard money real estate loan solutions. We offer private money loans throughout  Santa Clara County California on residential and commercial property types.

Our corporate headquarters is based in Carlsbad, CA, so naturally we love lending in anywhere in California! We have helped many Santa Clara County real estate owners with their hard money lending requirements.

Why we love lending in Santa Clara county

Santa Clara County is the 6th largest county in California, with a population of approximately 1.928 million. It’s largest city, San Jose, has an estimated population of over 1 million. The county is home to many of the worlds largest technology companies and has the 3rd largest GDP per capital in the world. Besides being home to what is know as Silicon Valley, Santa Clara County is home to a myriad of museums, parks, biking & hiking trails and historical attractions.

Santa Clara County Hard Money Lender
Santa Clara County Hard Money Lender

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The Vantex EDGE

In 2014, Vantex Capital Group formed the Vantex Mortgage Fund, LLC, an extremely well capitalized direct hard money portfolio lender. Besides  managing our own investment fund, we have have a deep pool of private capital sources. While many “lenders” are in reality brokers that need to search for a direct lender or recruit investors to fund a loan, we have funds on hand waiting to be deployed. Our investment Fund enables us to make all lending decisions, perform all underwriting, draw loan documents and fund your hard money loan in-house.

Because we lend from our own proprietary in house Fund, we can typically give you an answer on your Santa Clara hard money loan request the same day and close your hard money loan quickly and efficiently – usually 1-2 weeks for residential loans and 2-4 weeks for commercial loans!

We look forward to working with you on your Santa Clara County Hard Money Loan.

Complete the Form or Call Us for Santa Clara County Hard Money Loan - 800-926-8002
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Santa Clara County Hard Money Lender
$ 0 M+
Dollars Funded
0 +
Trusted Clients
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Years in Business

Santa Clara County Hard Money Loan Parameters

Our Santa Clara hard money loan terms are customized on each and every loan that we originate. The following ranges are typical for hard money loans that we fund in Santa Clara County, California, however we will make exceptions to these guidelines based on the strength of the loan request. All terms below are for business purpose hard money loans only (loan that are not for personal, family or household purposes). Vantex does offer consumer hard money loans on investment properties in Santa Clara County, California – contact us for more information

Santa Clara County Hard Money Lender Santa Clara Hard Money Guidelines
Rate Range 7.99%-10.99% +/- 1st Liens
9.99%-13.99% +/- 2nd Liens
Max LTV 65% Purchase 1st
75% Purchase 1st/2nd combo
65% Refinance 1st
60% Refinance 2nd
50% Commercial
Loan Term Up to 2 years - interest only
Up to 10 years - Partially/Fully amortized
Loan Size $50k to $25mm
Credit Score No Minimum
Closing Time Residential: 1-2 weeks
Commercial: 2-4 weeks
Santa Clara County Hard Money Lender
Santa Clara County Hard Money Lender

Property Types

We provide hard money loans for purchases, refinances, fix & flip and construction
on the following types of real estate in Santa Clara County, California 

Single Family

All types of residential income properties including SFRs, townhouses, condos and 2-4 units.

Special Use

A variety of special use properties such as Churches, Hospitality, adult care SFRs, etc...

Apartments

Residential apartment complexes of any size including high rise and studio apartent

Commercial

Many commercial property types including industrial, office, retail, mixed use and assisted living.

Automotive

All types of Automotive properties including gas stations, auto repair and auto dealerships.

Entitled Lots

Entitled land and lots. We will consider construction, and broken priority projects.

Closed Transactions in Santa Clara County

Here is a small sample of actual hard money loans that we have closed in Santa Clara County, California. 

Santa Clara County Hard Money Lender
Gilroy, California
  • 50% LTV
  • Purchase
  • SFR
  • Investment Property
  • 1st Trust Deed
Santa Clara County Hard Money Lender
San Jose, California
  • 18% LTV
  • Purchase
  • SFR
  • Investment Property
  • 1st Trust Deed
Santa Clara County Hard Money Lender
Los Gatos, California
  • 64% LTV
  • Refinance
  • SFR
  • Working Capital
  • 2nd Trust Deed
Santa Clara County Hard Money Lender
Mountain View, California
  • 65% LTV
  • Refinance
  • Townhouse
  • Cash Out
  • 2nd Trust Deed
Santa Clara County Hard Money Lender
Morgan Hill, California
  • 55% LTV
  • Cash Out Refinance
  • SFR
  • Bridge Loan
  • 2nd Trust Deed
Santa Clara County Hard Money Lender
Los Altos, California
  • 60% LTV
  • Refinance
  • SFR
  • Working Capital
  • 2nd Trust Deed
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