Vantex offers Santa Clara County Hard Money loans throughout Santa Clara county, California including the following major cities:
- San Jose
- Sunnyvale
- Santa Clara
- Mountain View
- Milpitas
- Cupertino
- Mounte Sereno
- Morgan Hill
- Gilroy
- Campbell
- Morgan Hill
- Saratoga
- Los Gatos
- Los Altos
- Los Altos Hills
- Saratoga
We have been Lending in Santa Clara Since 2003
Vantex Capital Group is a Santa Clara County, California hard money lender that delivers customized hard money loans to borrowers who are seeking quick and reliable hard money real estate loan solutions. We offer private money loans throughout Santa Clara County California on residential and commercial property types.
Our corporate headquarters is based in Carlsbad, CA, so naturally we love lending in anywhere in California! We have helped many Santa Clara County real estate owners with their hard money lending requirements.
Why we love lending in Santa Clara county
Santa Clara County is the 6th largest county in California, with a population of approximately 1.928 million. It’s largest city, San Jose, has an estimated population of over 1 million. The county is home to many of the worlds largest technology companies and has the 3rd largest GDP per capital in the world. Besides being home to what is know as Silicon Valley, Santa Clara County is home to a myriad of museums, parks, biking & hiking trails and historical attractions.
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The Vantex EDGE
In 2014, Vantex Capital Group formed the Vantex Mortgage Fund, LLC, an extremely well capitalized direct hard money portfolio lender. Besides managing our own investment fund, we have have a deep pool of private capital sources. While many “lenders” are in reality brokers that need to search for a direct lender or recruit investors to fund a loan, we have funds on hand waiting to be deployed. Our investment Fund enables us to make all lending decisions, perform all underwriting, draw loan documents and fund your hard money loan in-house.
Because we lend from our own proprietary in house Fund, we can typically give you an answer on your Santa Clara hard money loan request the same day and close your hard money loan quickly and efficiently – usually 1-2 weeks for residential loans and 2-4 weeks for commercial loans!
We look forward to working with you on your Santa Clara County Hard Money Loan.
Complete the Form or Call Us for Santa Clara County Hard Money Loan - 800-926-8002
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Santa Clara County Hard Money Loan Parameters
Our Santa Clara hard money loan terms are customized on each and every loan that we originate. The following ranges are typical for hard money loans that we fund in Santa Clara County, California, however we will make exceptions to these guidelines based on the strength of the loan request. All terms below are for business purpose hard money loans only (loan that are not for personal, family or household purposes). Vantex does offer consumer hard money loans on investment properties in Santa Clara County, California – contact us for more information
 | Santa Clara Hard Money Guidelines | Rate Range | 7.99%-9.99% +/- 1st Liens 8.99%-11.99% +/- 2nd Liens |
|---|---|
| Max LTV | 75% Purchase 1st 65% Refinance 1st 60% Refinance 2nd 60% Commercial |
| Loan Term | Up to 10 years |
| Loan Size | $50k to $25mm |
| Credit Score | No Minimum |
| Closing Time | Residential: 1-2 weeks Commercial: 2-3 weeks |
Property Types
We provide hard money loans for purchases, refinances, fix & flip and construction
on the following types of real estate in Santa Clara County, California
Single Family
All types of residential income properties including SFRs, townhouses, condos and 2-4 units.
Special Use
A variety of special use properties such as Churches, Hospitality, adult care SFRs, etc...
Apartments
Residential apartment complexes of any size including high rise and studio apartent
Commercial
Many commercial property types including industrial, office, retail, mixed use and assisted living.
Automotive
All types of Automotive properties including gas stations, auto repair and auto dealerships.
Entitled Lots
Entitled land and lots. We will consider construction, and broken priority projects.
Closed Transactions in Santa Clara County
Here is a small sample of actual hard money loans that we have closed in Santa Clara County, California.
Gilroy, California
- 50% LTV
- Purchase
- SFR
- Investment Property
- 1st Trust Deed
San Jose, California
- 18% LTV
- Purchase
- SFR
- Investment Property
- 1st Trust Deed
Los Gatos, California
- 64% LTV
- Refinance
- SFR
- Working Capital
- 2nd Trust Deed
Mountain View, California
- 65% LTV
- Refinance
- Townhouse
- Cash Out
- 2nd Trust Deed
Morgan Hill, California
- 55% LTV
- Cash Out Refinance
- SFR
- Bridge Loan
- 2nd Trust Deed
Los Altos, California
- 60% LTV
- Refinance
- SFR
- Working Capital
- 2nd Trust Deed